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The Kerala State Co-operative Agricultural
and Rural Development Bank Ltd, (then Kerala Co-operative Central Land
Mortgage Bank) established in 1956, with the avowed purpose of catering
the long term agricultural credit needs of the farmers in the state; is
the apex financial institution organized under federal structure, having
48 Primary Co-operative Agricultural and Rural Development Banks as its
members functioning at Taluk level. The KSCARDBank has always been in
the forefront of committed activities aimed at bettering the social scenario
of the village community. The enactment of KSCARD Banks Act 1984 gave
fillip to streamline and diversify its activities to achieve the prime
objective of comprehensive agricultural and rural development as envisaged
by nation builders.
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