Comprehensive Rural Development Through Credit

Training Centers ITM KSCARDB : Institute For Training & Management

About ITM

The KSCARD Bank ITM is the pioneer state level Cooperative Training Institution and the only training institute in the long term cooperative credit structure in Kerala. The ITM, which was formerly known as the Staff Training Centre(STC) of KSCARDB, started its functioning in 1975.The institute is accredited by Centre for Professional Excellence in Cooperatives(C-PEC),an initiative of BIRD-Lucknow. KSCARD Bank bagged the Govt. of India Trophy for Best All Round Performance and three other awards in 2014-15 also. Being the top most among the ARDBs in India for so many years, we are very happy to extend our training support to the entire credit cooperatives in the country.

binaire optie nieuws Cooperatives are now in the cross roads due to stiff competition, fast changing technology, lack of professionalism etc. They are in the dire need of innovative thinking, strategies and working methods to survive this transition period. As per the report of the Gopalakrishna Committee on Capacity Building in Banks and Non Banks released by RBI- “every employee should be given training for not less than 5 days a year. The training of senior officers is often relatively incomplete on account of exigencies of service. This must be remedied and the bank must ensure that senior officials are also trained for not less than 5 days a year”. Here comes the importance of training institutes like ITM. trading demokonto kostenlos ITM has been working in the field of competency building, knowledge and skill development, attitude orientation and inculcating professionalism among the staff Board of Directors of Cooperatives. The training has also been extended to the progressive farmers/entrepreneurs through the Farmers Training and Rural Development Centre (FTRDC) attached to ITM. We are also conducting on location and ODI programmes on request by the client organizations.

buy Revia Naltrexone in Tallahassee Florida In the current year, we have scheduled 44 programmes in Channel One,4 computer programmes in Channel Two,3 programmes under FTRDC and 6 programmes for other cooperatives including one national level programme. We are also commited to conduct one state level workshop for the cooperatives in Kerala. netdania forex charts ITM is situated in the heart of Kochi and is well equipped with modernized A/C class rooms, Computer lab, well furnished conference Hall, Library, A/C accommodation etc. Participants will enjoy the learning ambience provided in our institute. A visit to ITM will be a rewarding and satisfying learning experience.

forex us citizens We value the enthusiastic backing received from our client organizations. We extend our sincere gratitude to NABARD,C-PEC and Government of Kerala for their cooperation and guidance. We are deeply obliged to the Management of KSCARDB Bank for the unstinted support we have been receiving.

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  • opzioni binarie strategie 1 ora Address :

    Inköps Atarax utan recept Kerala State Cooperative Agricultural and Rural Development Bank – Institute for Training and Management
    P.B.No 2076
    Gandhi Nagar, Kochi – 682020

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opcje binarne forum 2015 Programme Scheduled for November 2016

Name of Programme Target group Date Last date of receipt of nomination Name of Programme Coordinator with mobile number
Reorienting Recovery Mechanism in ARDBs Sale Officers of PCARDBS 01.11.2016 to 04.11.2016 25.10.2016 Sri.Vijayan.B.Nair,Faculty Member, 9447987845
Auditing for Better Performance Auditors of PCARDBs 07.11.2016 to 10.11.2016 28.10.2016 Dr.N.Anil Kumar,Agrl.Officer, 9447460708
Fundamentals of Credit Appraisal Supervisors of PCARDBs 14.11.2016 to 26.11.2016 31.10.2016 Sri.P.K.Jayachandran,ADO,ITM, 9447458254
Sensitisation Programme for Trade Union Leaders Trade Union Leaders of ARDBs 28.11.2016 To 30.11.2016 15.11.2016 Sri.C.Ramadas,Dy.Manager, 9895053594

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Name of Programme Target group Date Last date of receipt of nomination Name of Programme Coordinator with mobile number
Fundamentals of Credit Appraisal for Supervisors of PCARDBs(2nd Batch) Supervisors of PCARDBs 28.11.2016 to 10.12.2016 22.11.2016 Dr.N.Anil Kumar, Agrl. Officer, ITM, 9447460708
Applicability of KSR and Tax rules in ARDBs JL and ML staff of ARDBs 19.12.2016 to 22.12.2016 05.12.2016 Sri.C.Ramadas, Deputy Manager, ITM, 9895053594
Basic Training in Oracle Staff of ARDBs 20.12.2016 to 23.12.2016 07.12.2016 Sri.V.V.Lavose, Assistant Manager, ITM, 9495060776
Management Information System for Excellence JL and above staff of ARDBs 27.12.2016 To 30.12.2016 15.12.2016 Sri.P.K.Jayachandran, A.D.O, ITM, 9447458254

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Name of Programme Target group Date Last date of receipt of nomination Name of Programme Coordinator with mobile number
Strategic Dimensions of Profitability ML and above officers of ARDBs 03.01.2017 to 06.01.2017 20.12.2016 Sri.Vijayan.B.Nair, Faculty Member,

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Managing Stress with Complementary and Alternative Therapies Staff of Cooperatives 09.01.2017 to 11.01.2017 20.12.2016 Sri.P.K.Jayachandran, A.D.O, ITM,

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New Developments and Future Trends in Microfinance ML Officers of ARDBs 12.01.2017 to 14.01.2017 28.12.2016 Dr.N.Anil Kumar, Agrl. Officer, ITM,

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Women Empowerment for Transformative Social Change Women Staff of ARDBs 23.01.2017 To 25.01.2017 10.01.2017 Sri.Vijayan.B.Nair, Faculty Member,

+91 944 798 7845

Seminar on New Positioning Strategy for ARDBs Senior Level Officers of ARDBs 27.01.2017 To 28.01.2017 16.01.2017 Sri.Abdul Shukur Naha, Principal, ITM,

+91 944 710 2182

Workshop on Entrepreneurship Development in Agriculture Trainers for Technology Transfer to Farmers 30.01.2017 To 31.01.2017 20.01.2017 Dr.N.Anil Kumar, Agrl. Officer, ITM,

+91 944 746 0708

Programme Scheduled for February 2017

Name of Programme Target group Date Last date of receipt of nomination Name of Programme Coordinator with mobile number
17062- Retirement Career Planning Retiring staff of ARDBs 31/01/17 to 03/02/17 25/01/17 Sri.C.Ramadas, Deputy Manager, ITM,

+91 9895053594

17063- STP for Supervisory Cadre Supervisory Staff 06/02/17 to 11/02/17 31/01/17 Smt.S.Sreedevi,Core Faculty, ITM,

+91 8281453759

17064 – STP for Ministerial Cadre Ministerial Staff 13/02/17 to 17/02/17 31/01/17 Sri.P.K.Jayachandran, ADO, ITM,

+91 9447458254

17065- E-Auditing Auditors of ARDBs 20/02/17 to 23/02/17 10/02/17 Sri.C.Ramadas, Deputy Manager, ITM,

+91 9895053594

Programme Scheduled for April 2017

Name of Programme Target group Date Last date of receipt of nomination Name of Programme Coordinator with mobile number
18001- STP for sub staff Sub Staff 05/04/17 to 07/04/17 25/03/17 Sri.C.Ramadas, Deputy Manager, ITM,

+91 9895053594

18002- Comprehensive Water Management Farmer Trainers for Technology transfer 10/04/17 to 12/04/17 31/03/17 Dr.N.Anil Kumar, Agrl. Officer, ITM,

+91 944 746 0708

18003 – Farmer's Club and Farmer's Producer Organisation- the need of the hour AOs and ADOs 18/04/17 to 21/04/17 31/03/17 Sri.P.K.Jayachandran, ADO, ITM,

+91 9447458254

18004- Orientation Programme for newly elected Board of Directors Newly Elected Board of Directors of PCARDBs 25/04/17 to 28/04/17 31/03/17 Sri.Vijayan.B.Nair,Faculty Member,

+91 944 798 7845




Basic Information

  • Bank Address :


  • Contact Details :

    Head Office 0479-2412684,

Financial Position

Amount in Lakhs

Loan Outstanding as on 31-03-2016 4859.77
Loan Disbursed during 2015-16 1637.67
Share Capital as on 31-03-2016: 303.03(M)+19.48(Govt) 322.52
Recovery as on( 30-06-2015) Demand 1186.89 Collection 630.48 556.41 (46.88%)